From Zero to Credit is a student-led financial literacy program that teaches high school students how to understand, build, and protect their credit through three interactive workshops and an online simulation game.
Our mission is simple: help teenagers understand credit before they need it—before their first credit card, car loan, apartment application, or other decisions that can shape their financial future.
Join a BizBuild chapter, learn the fundamentals in sequence, then put every decision to work in the game.
Each workshop builds on the last—from where credit scores came from, to how they work, to the habits students can use to build excellent credit responsibly.
STUDENTS LEARN
STUDENTS LEARN
STUDENTS LEARN
The game turns financial literacy into a 24-month simulation. Students make realistic decisions and immediately see how each choice changes their financial future.
Project led by Gabriel Correia Cruz Sanches. From Zero to Credit is a BizBuild initiative developed to make practical financial education accessible, engaging, and relevant before adulthood begins.
Follow @fromzerotocredit.us →Learn with your chapter, complete all three workshops, play the game, and earn your certificate.
For students, teachers, and schools ready to start From Zero to Credit through a BizBuild chapter.
Banks, businesses, nonprofits, and community partners can help expand financial literacy access.
From Zero to Credit is an educational initiative. Its workshops and game are for educational purposes only and do not constitute financial, legal, or investment advice.